You may be interested to know...

NHS

  • Currently 2% of the UK population (1.1million people) are on NHS waiting lists.
  • This year NHS waiting times reached their highest level since records began.
  • Seeing a consultant does not mean you are on the waiting list for an operation. You could then face a further wait for treatment.
PMI (Private Medical Insurance) policies

  • Some of the major insurers will not allow you freedom to choose your hospital or consultant.
  • Some PMI premiums rose by up to 18% in 2001/2.
  • Most PMI policies do not cover you for for pre-existing conditions.
  • Many companies operate upper age limits for those trying to buy PMI cover.

Hospitals

  • There are over 200 private hospitals in the UK.
  • There are 90 NHS Private Patient Units(PPUs).
  • Many hospitals are excluded from the major PMI networks of hospitals.
  • MCD deals with all hospitals including charitable, independently operated and NHS private patient units.

Paying for your operation

  • Self funding is the fastest growing area of healthcare.
  • 200,000 people chose to "self fund" their operations last year.
  • The vast majority of insurance claims are for under £2,000.
  • If you invested your insurance premium, this could return you sufficient funds to pay for the average healthcare claim and have money to spare and spend on what you want. With PMI your premium is lost forever if you do not claim.
  • MCD has web links to specialist companies offering assistance in sourcing short term and long term funding for your healthcare needs.
  • Self funding allows you the freedom to choose how you spend your money.



 
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